Multi-factor capture
The reference capture flow combines document capture with guided framing and OCR performed locally; original document images remain on the user's device and are never uploaded. The user reviews minimum derived fields before any separately approved scope submission. Selfie capture with active liveness challenges — blink, head turn, smile — and anti-spoofing signals; fingerprint or iris capture through the platform's secure biometric APIs; and device integrity attestation via Google Play Integrity or Apple App Attest, with SafetyNet and DeviceCheck fallbacks for legacy devices.